![]() ![]() You will also save the monthly fee if you are 62 or older. Learn More & Apply Online Checking at PNC is Virtual Wallet Including Low Cash Mode 1 In today's world, you need more than just a checking account. The monthly cost of enjoying the Virtual Wallet account package is only $7 USD, and you can avoid it if you maintain a minimum average balance of $500 in the Spend account and in the Reserve account, or if you receive an income of at least $500 dollars from your company or from an external agency. Virtual Wallet combines innovative digital tools with your checking account. In addition, you can get a higher return if you meet certain requirements. The PNC Bank Virtual Wallet® ranks on CNBC Select’s list of the top brick-and-mortar savings accounts because new customers can earn a welcome bonus of up to 200 depending on what type of. ![]() This is a savings account that offers you a small return on your savings, starting from the first dollar. Spend, save and grow your money with Virtual Wallet®. Copyright 2022 Barthelmes Brand, Chip Barthelmes. PNC Bank offers a wide range of personal banking services including checking and savings accounts, credit cards, mortgage loans, auto loans and much more. When it's time to spend, just transfer the money back to the Spend. Point of sale campaign for PNC Bank branches on college campuses. This account is designed to hold the amount you plan to spend in the short term, such as the next mortgage or personal loan payment, utility bills or a major purchase for which you don't want to run out of cash. While PNC doesn't offer interest rates as high as SmartyPig or other online banks, PNC Virtual Wallet has more features to help with. There are also apps for iPhone and Android that sync with the online tools. PNC’s Virtual Wallet Checking Pro offers two savings options in the Virtual Wallet Checking Pro bundle: Growth and Reserve. The main checking account that offers you full functionality to deposit and withdraw money whenever you want, through the teller window of a PNC Bank branch, through electronic transfers, using your free debit card, through checks, direct deposit of income and expenses, etc. PNC Virtual Wallet is an online tool for managing the money you hold in savings, checking, and some other types of accounts at PNC Bank. We are actually talking about three different accounts: This is the Virtual Wallet account pack, with which you have three different products that complement each other to manage your personal finances. PNC Bank offers a very practical solution for you to manage your money efficiently and easily. ![]() You can choose to open just a Spend account (checking), or you can. Now you can get $50 when you open a Wallet account, and up to $400 in its Select version! All PNC Bank Virtual Wallet accounts let you combine checking and savings features into one account, making it a unique product. ![]()
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